Similar to the Trade Credit Guarantee, the Full Credit Guarantee (FCG) for a loan is an irrevocable commitment by REARDON to structure a repayment to the lender of a specified loan after the borrower has defaulted on its payment obligations, and after the loan has been disbursed. The payment is typically a pre-agreed percentage of the outstanding principal of the guaranteed loan or the full repayment 100% of all outstanding repayments. 

REARDON structured credit guarantees provide the highest possible comfort to the guarantee beneficiary. Subject to the terms of the international lending agreements, the REARDON guarantees are often provided with a minimal % premium, which will correspond to the terms of the existing lending agreements and repayment guidelines. 

REARDON Credit Guarantee significantly eliminates the expected losses to the lender of the guaranteed loan and helps the lender increase its credit exposure to the borrower beyond its relevant exposure limit. REARDON credit Guarantee absorbs all its risks denominated in US$ exchange only.